Pension insurance

FIN-FSA publishes supervisory information on the operations of employee pension insurance companies. This directory contains data on financial statements and solvency. Data on investments are available in the directory Investments

Financial statement data are based on companies’ financial statements prepared in accordance with Finnish financial statement regulations and submitted to FIN-FSA. Solvency data are based on companies’ supervisory data submitted to FIN-FSA.

Data published quarterly:

  • Solvency data
  • Investment data

Financial statement data published annually:

  • Income statement
  • Balance sheet
  • Notes on income statement, balance sheet and solvency margin

The list of insurance companies in tables (pdf)

Definitions of key figures

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Solvency

Definitions of key indicators for solvency of employee pension insurance. The key indicators for the solvency of employee pension insurance are calculated separately for employee pension insurance companies, company pension funds administering statutory pensions, and industry-wide pension funds handling statutory pensions. Unaudited quarterly data are used.

Employee pension insurance companies

Industry-wide and company pension funds' statutory

Key figures for employee pension institutions

This page provides summaries of key data for the employee pension institutions. The figures in the tables are by individual employee pension provider as well as in combined form. The comparative tables can be adjusted to illustrate the data and year as required.

The data are based on non-audited reports. Employee pension institutions subject to winding-up procedures are excluded as from the start of winding-up procedures, except for combined data on premiums written, pensions and other claims paid, technical provisions/pension provision, pension assets and pensioners.

Solvency capital was until 31 December 2012, solvency margin. Solvency margin did not include equalisation provision.

LähiTapiola was until 31 December 2012, Tapiola.
Sandvik es was until 26 June 2013 Tamrock es.
Elo started 1.1.2014.

Performance analyses of employee pension institutions

This page includes the employee pension institutions' annual performance analyses. The figures in the tables are by individual employee pension provider as well as in combined form. Employee pension institutions subject to winding-up procedures are excluded as from the start of winding-up procedures.

Employee pension insurance companies

Industry-wide and company pension funds' statutory

Specification of net investment income
Specification of operating expenses
Technical provisions
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