Macroprudential decision 27 September 2023

• Board’s decision on the application of macroprudential instruments (pdf)
• Proposal of the Director General of the FIN-FSA, circulated for comment, on the application of macroprudential instruments (pdf, in Finnish)
• Opinions on the Director General’s proposal on the application of macroprudential instruments (pdf, in Finnish)
  • Bank of Finland
  • Ministry of Finance
  • Ministry of Social Affairs and Health
• FIN-FSA principles for tightening the maximum loan-to-value ratio and restricting the collateral used in calculating the loan-to-value ratio

Press release 28 September 2023: Macroprudential decision: Housing loan cap and countercyclical capital buffer (CCyB) requirement for banks unchanged – housing loan cap to also cover other lenders transferred under FIN-FSA supervision