EBA Guidelines on the establishment and maintenance of national lists or registers of credit servicers under Directive (EU) 2021/2167
On 5 March 2024, the European Banking Authority (EBA) has issued Guidelines (EBA/GL/2024/02) on the establishment and maintenance of national lists or registers of credit servicers under Directive (EU) 2021/21671.
The Directive was implemented by an act that entered into force on 26 April 2025. The FIN-FSA has announced it will comply with the Guidelines.
In accordance with Article 16(3) of the EBA Regulation2, competent authorities and financial institutions must make every effort to comply with EBA guidelines.
Subject matter
The Guidelines apply to the establishment and maintenance of national lists or registers of authorised credit servicers. They specify the content, the accessibility requirements and the deadlines for updating the national lists or registers of authorised credit servicers. The objective is to enhance the level playing field across the Union and transparency for credit purchasers and for borrowers.
The Guidelines are addressed to competent authorities referred to in Article 21(3) of Directive (EU) 2021/2167.
Entry into force
The Guidelines apply as of 26 April 2025.
For further information, please contact
Paavo Pirttisalo, Legal Advisor, telephone +358 9 183 5273 or paavo.pirttisalo(at)fiva.fi
Appendices
- EBA Guidelines on the establishment and maintenance of national lists or registers of credit servicers under Directive (EU) 2021/2167 (EBA/GL/2024/02)
- FIN-FSA website: Guidelines of the European Supervisory Authorities
1Regulation (EU) 2021/2167 of the European Parliament and of the Council of 24 November 2021 on credit servicers and credit purchasers and amending Directives 2008/48/EC and 2014/17/EU
2EBA Regulation (EU) No 1093/2010