Supervision release 28 January 2021 – 3/2021

Updated EBA Guidelines on general loan payment moratoria applied in the light of the COVID-19 crisis incorporated into FIN-FSA’s set of regulations and guidelines

On 2 April 2020, the European Banking Authority (EBA) issued Guidelines on legislative and non-legislative moratoria on loan repayments applied in the light of the COVID-19 crisis. The EBA updated these Guidelines on 25 June 2020 and for the second time on 2 December 2020. The most significant change introduced by the current update of the Guidelines is that the deadline for the application of moratoria within the scope of the Guidelines was extended to 31 March 2021.

The FIN-FSA will comply with the updated Guidelines in its supervision.

A Finnish-language translation of the updated Guidelines has been published and incorporated into the FIN-FSA set of regulations and guidelines with number 1/2020.

For further information, please contact

Torsten Groschup, Senior Risk Expert, telephone +358 9 183 5333 or torsten.groschup(at)