Reporting

More information on reporting is available in the Reporting section.

What should be reported and notified?

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Financial standing and risks

Finnish credit institutions

Regulations and guidelines

Information to be reported

Reporting frequency and reference dates

Submission dates

20/2013 section 3
Reporting of financial information (FINREP)

 

FINREP
F tables

Quarterly, semi-annually and annually
31 March, 30 June, 30 September, 31 December

12 May, 11 August, 11 November, 11 February

26/2013 section 3
Common reporting (COREP)

COREP OF Own funds

 

Quarterly
31 March, 30 June, 30 September, 31 December

12 May, 11 August, 11 November, 11 February

see above

COREP LR Leverage ratio

Quarterly
31 March, 30 June, 30 September, 31 December

12 May, 11 August, 11 November, 11 February

see above

COREP LE Large exposures

Quarterly
31 March, 30 June, 30 September, 31 December

12 May, 11 August, 11 November, 11 February

see above

COREP LCR DA Liquidity coverage requirements

Monthly, on the situation as at the last day of the calendar month

The 15th calendar day after the reference date

see above

COREP NSFR Net stable funding requirements

Quarterly
31 March, 30 June, 30 September, 31 December

12 May, 11 August, 11 November, 11 February

see above

COREP ALM

Monthly, on the situation as at the last day of the calendar month

Quarterly
31 March, 30 June, 30 September, 31 December

The 15th calendar day after the reference date

12 May, 11 August, 11 November, 11 February

5/2014 section 3
Asset encumbrance reporting

AE

 

  1. Parts A, B and D quarterly
    31 March, 30 June, 30 September, 31 December
  2. Part C annually: 31 December
  3. Part E semi-annually: 30 June, 31 December

12 May, 11 August, 11 November, 11 February

 

6/2014 section 3
Reporting of funding plans
FP

Annually, on the situation as at 31 December

On 31 March at the latest

CRD article 78
Act on Credit Institutions chapter 11
Supervision release 40/2016 - 2.6.2016

SBP Annually, on the situation as at 31 December

On 11 April at the latest

1/2014 section 4
Risk reporting by credit institutions

S State of the banking system

 

Quarterly
31 March, 30 June, 30 September, 31 December

Within 30 business days

see above

R Interest rate risk

Quarterly
31 March, 30 June, 30 September, 31 December

Within 20 business days

see above

V Reporting of largest counterparties

Quarterly
31 March, 30 June, 30 September, 31 December

12 May, 11 August, 11 November, 11 February

see above

3/2015
Calculation of maximum loan-to-value ratio

LTC Loan-to-value

Quarterly
31 March, 30 June, 30 September, 31 December

Within 30 business days

7/2015 section 5
Calculation and reporting of capital adequacy of financial and insurance conglomerates

RVA

Quarterly
31 March, 30 June, 30 September, 31 December

10.5., 10.8., 10.11., 28./29.2.

7/2012 section 4
Reporting of mortgate bank operations

KP

Quarterly
31 March, 30 June, 30 September, 31 December

Within 15 business days

AML act (444/2017)

RA Risk assesment questionnaire

Annually
31 December

31 March

For further information on Bank of Finland's data collection, please see:

Finnish branches of foreign deposit-taking credit institutions

Regulations and guidelines Information to be reported Reporting frequency and reference dates Submission dates

20/2013 section 3
Reporting of financial information (FINREP)(FINREP)

 

FINREP
F tables

Quarterly, semi-annually and annually
31 March, 30 June, 30 September, 31 December

12 May, 11 August, 11 November, 11 February

26/2013 section 3
Common reporting (COREP)

 

COREP OF Own funds

Only C 15.00 (CR IP Losses) Exposures and losses from lending collateralised immovable property

Semi-annually
30 June and 31 December

11 August and 11 February

1/2014 section 4
Risk reporting by credit institutions

S State of the banking system

Quarterly
31 March, 30 June, 30 September, 31 December

Within 30 business days

see above

3/2015
Calculation of maximum loan-to-value ratio

LTC Loan-to-value

Quarterly
31 March, 30 June, 30 September, 31 December

Within 30 business days

AML act (444/2017)

RA Risk assesment questionnaire

Annually
31 December

31 March

For further information on Bank of Finland's data collection, please see:

Finnish branches of foreign credit institutions providing other than deposit services

Regulations and guidelines Information to be reported Reporting frequency and reference dates Submission dates

20/2013 section 3
Reporting of financial information (FINREP)(FINREP)

 

FINREP
F tables

Quarterly, semi-annually and annually
31 March, 30 June, 30 September, 31 December

12 May, 11 August, 11 November, 11 February

26/2013 section 3
Common reporting (COREP)

 

COREP  OF Own funds

Only C 15.00 (CR IP Losses) Exposures and losses from lending collateralised immovable property

Semi-annually
30 June and 31 December

11 August and 11 February

1/2014 section 4
Risk reporting by credit institutions

3/2015
Calculation of maximum loan-to-value ratio

LTC Loan-to-value

Quarterly
31 March, 30 June, 30 September, 31 December

Within 30 business days

AML act (444/2017)

RA Risk assesment questionnaire

Annually
31 December

31 March

For further information on Bank of Finland's data collection, please see:

Notifications

Finnish credit institutions

Information reported on standard forms or as separate files

Regulations and guidelines Information to be reported Reporting frequency and reference dates Submission dates and email address

Supervision releases
7 May 2015 - 18/2015
5 June 2015 - 24/2015

Regulation (EU) 1163/2014 of The European Central Bank (ECB/2014/41) and Decision (EU) 2015/530 (ECB/2015/7)

Collection of supervisory fee data by the European Central Bank COF

Annually

On 1 July at the latest

Act on Credit Institutions

1. Decision-making of the general meeting concerning a high maximum share of variable remuneration - Chapter 8 Section 8

 

Without delay

kirjaamo(at)finanssivalvonta.fi

see above

2. Data collection regarding high earners - Chapter 8 Section 16

Annually

30 June

kirjaamo(at)finanssivalvonta.fi

see above

3. Remuneration Benchmarking data collection - Chapter 8 Section 16 Annually

30 June

kirjaamo(at)finanssivalvonta.fi

RA1.4 section 5.1

Act on the Supervision of Financial and Insurance Conglomerates Chapter 2 Section 14

Reporting of information on fitness and propriety

LSI supervised entities:
Fit & Proper form L3 (word)

SI supervised entities:
Fit & Proper Form (word)

 

Without delay after the appointment or a change in the person’s responsibilities, and no later than two weeks from the appointment decision or from the date at which the person takes up the new position

kirjaamo(at)finanssivalvonta.fi

8/2014

Management of operational risk in supervised entities of the financial sector

 

 

  • section 9.1

Reporting of disruptions and faults in operations

Error report form (excel)

 

Without delay

hairio(at)finanssivalvonta.fi

  • see above

Major payment service incident report 

Major incident report form (excel)

 

According to deadlines in EBA Guidelines (GL/2017/10)

  • section 9.2

Annual report on losses from operational risk

Damage report form (word)

 

opriskivahinko(at)finanssivalvonta.fi

25/2013 section 10.3

Capital requirements calculation and large exposures

Form available only in Finnish: Suurten asiakasriskien ylitysraportointiin tarkoitettu ylitysilmoituslomake (excel)

 

Without delay

kirjaamo(at)finanssivalvonta.fi

105.2 section 2

Reporting of shares and real estate held by credit institutions and their consolidation groups

The related forms are available on the FIN-FSA's website

Annually on the situation as at 31 December

On 1 April at the latest

FivaRaportointi(at)finanssivalvonta.fi

Government Decree 208/2014
Act on Credit Institutions (610/2014) chapter 3 section 1 
Act on the Supervision of Financial and Insurance Conglomerates (699/2004) section 11

Acquisition and disposal of shares and participations in credit institutions 

Change in holding / Notification form (word) for natural persons available in Finnish or in Swedish 

Change in holding / Notification form (word) for legal persons available in Finnish or in Swedish

Change in holding / Notification form (word) for target company available in Finnish or in Swedish

 

kirjaamo(at)finanssivalvonta.fi

9/2017

Assessment of acquisitions and increases of qualifying holding

 

kirjaamo(at)finanssivalvonta.fi

Regulation (EU) 2017/847 on information accompanying transfers of funds

5/2018 Information on the payer and the payee that has to accompany a transfer of funds

Notification regarding failure to provide required information on payer or payee and the steps taken

The related form is available on the FIN-FSA's website 

 

Without delay and

and no later than three months after identifying the repeated failing by the (intermediary) payment service provider.

maksuntiedot(at)fiva.fi

Information reported in free form

Regulations and guidelines Information to be reported Reporting frequency and reference dates Submission dates and email address
3/2014 Authorisations, registrations and notifications  

kirjaamo(at)finanssivalvonta.fi

RA1.1 section 4
(Act on Credit Institutions chapter 5 section 15)
TaYL chapter 6 section 33)
Act on the Supervision of Financial and Insurance Conglomerates chapter 2
Reporting of intra-group transactions

Quarterly
31 March, 30 June, 30 September, 31 December

15 May, 15 August, 15 November, 28/29 February  

FivaRaportointi(at)finanssivalvonta.fi

RA1.2 section 4
Act on Credit Institutions chapter 5 section 13
Act on the Supervision of Financial and Insurance Conglomerates chapter 2 section 10
Acquisition of controlling interest in undertakings authorised in non-EEA states

 

In advance, before acquisition of controlling interest

kirjaamo(at)finanssivalvonta.fi

1/2012 section 8 Outsourcing

 

In advance

kirjaamo(at)finanssivalvonta.fi

2/2016 section 13.2.2

Submission of financial statements

  • Copy of financial statements and consolidated financial statements, and of the management report
  • Copy of audit report
  • Copy of the minutes of the annual general meeting or of the corresponding body that dealt with the financial statements

Annually

Within two weeks from the approval of the financial statements

Kirjaamo(at)finanssivalvonta.fi

see above

Financial report

(company’s half-yearly report and 3-month or 9-month information published regularly on the company’s financial result and financial position)

 

By each specific period

Kirjaamo(at)finanssivalvonta.fi

2/2016 section 13.3.2

Reports of auditors to the supervised entity, its holding company or subsidiary

 

Within two weeks from the submission of the report to the supervised entity

RA4.10 section 5

Reporting of related-party loans and investments

Annually, on the situation as at 31 December

Within two months from the reference date

kirjaamo(at)finanssivalvonta.fi

Act on Credit Institutions
chapter 4 section 7 subsection 2

A credit institution may
not start operations
before it has submitted
the following
documentation to FIN-FSA:

  1. a complete extract from the trade register, including the articles of association or by-laws of the credit institution
  2. the names of the members and deputy members of the Supervisory Board and Board of Directors, the chief executive officer and his or her deputy, the auditors and deputy auditors, as well as any other pertinent information on them.

In case of a change in the information as referred to in subsection 2, any new information must be submitted to FIN-FSA without delay. 

 

 

8/2014 section 9.3

Annual assessment of operational and security risks of payment services (free-form risk assessment)

 

Annually by 28 February.

First assessment by 28 February 2019.

operatiivinenriski(a)finanssivalvonta.fi

Standard 1.5 section 6

Act on the Supervision of Financial and Insurance Conglomerates chapter 2 section 9

Recognition of a financial and insurance conglomerate and its holding company

 

Without delay, after the company has received notice that it is part of a conglomerate

kirjaamo(at)finanssivalvonta.fi

7/2015 sections 5.1 and 5.2

Information on the structure of a financial and insurance conglomerate as well as verification and reconciliation calculations and details of capital adequacy calculations

Annually, on the situation as at 31 December 

Annually by 28 February

FivaRava-vakavaraisuusraportit(at)fiva.fi

 

Transaction reporting
Regulations and guidelines Information to be reported Reporting frequency and reference dates Submission dates
2/2018 Kaupparaportointi, tarjouskirjanpito ja kellotahdistus MiFID II:n mukaisesti (in Finnish)

Transactions executed on financial instruments

More information on transaction reporting

 

Without delay or the next day