Banking supervision
The FIN-FSA’s banking supervision is responsible, in cooperation with the European Central Bank, for the prudential supervision of credit institutions. We supervise the credibility, risk management practices and risk-taking of credit institutions and are responsible for international cooperation in our field of competence, for example within the framework of colleges of supervisors.
We also process the authorisation and registration applications falling within our responsibility and participate in the development of legislation in our field of expertise.
We also supervise banks’ and payment service providers’ compliance with agreed practices and consumer protection rules. See the Consumers site.
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EBA Guidelines on environmental scenario analysis – applicable from 1 January 2027
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The objective of the Financial Supervisory Authority’s strategy for 2026–2028 is effective and active supervision – in 2026, supervision will emphasise preparing for extreme economic phenomena and ensuring the operational reliability of digital services
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New processing fee schedule takes effect on 1 January 2026
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Deficiencies in banks’ loan origination and monitoring practices
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Sanctions against Iran reimposed
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Financial sector's capital position as at 30 June 2024: Sluggish economic growth and geopolitical tensions have maintained the financial sector's risks at a high level – capital position has remained strong
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Request by the FIN-FSA for police investigation concerning Oma Savings Bank
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Subdued economic outlook is weakening the financial sector's operating environment – real estate market risks particularly increasing
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It is important for banks to ensure the availability of personal customer service and reasonably priced basic banking services
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Administrative fine imposed on Bank of Åland Plc for failures in reporting on derivatives contracts
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Data collections published in the FIN-FSA’s reporting system – Validation Service and Reporter’s Portal
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DPM 4.2 data collections available in the Validation Service
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Description of machine-language data transmission of National Reporting (Virati and Vakra) of the FIN-FSA Financial Supervisory Authority’s reporting system, and the MK reporting model have been updated | National Reporting (Virati)
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The Validation service and Reporter portal will have service breaks on week 5 | EBA EIOPA ESMA National reporting (Virati)
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Schedule change for operational risk reporting requirements