FIN-FSA regulations and guidelines for credit institutions

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Organisation of supervised entities’ operations

Outsourcing in supervised entities belonging to the financial sector

Credit institutions Stock exchange and other trading venues Fund management companies Payment service providers Investment service providers

Mortgage bank authorisation procedure and risk management

Credit institutions

Reporting of mortgage bank operations

Credit institutions

Ohjeet moitteettomista palkitsemisjärjestelmistä sekä palkitsemiseen liittyvistä tiedonantovelvollisuuksista

Credit institutions Investment service providers

Tuotteiden ja palvelujen myyntiin ja tarjontaan liittyvät palkitsemisperiaatteet ja -käytännöt

Credit institutions Payment service providers Mortgage credit intermediaries

Information on the payer and the payee that has to accompany a transfer of funds

Credit institutions Payment service providers

Sijoituspalvelujen toiminnan järjestäminen ja menettelytavat

Credit institutions Fund management companies Investment service providers Alternative investment fund managers (AIFMs)

Assesment of fitness and propriety

Credit institutions Stock exchange and other trading venues Central securities depositories Fund management companies Payment service providers Crowdfunding intermediaries Investment service providers Alternative investment fund managers (AIFMs)

Reporting of fitness and propriety to the Financial Supervision Authority

Credit institutions Stock exchange and other trading venues Central securities depositories Fund management companies Payment service providers Crowdfunding intermediaries Investment service providers Alternative investment fund managers (AIFMs)

Customer due diligence; Prevention of money laundering and terrorist financing

Credit institutions Central securities depositories Fund management companies Payment service providers Mortgage credit intermediaries Employee pension insurance Life and non-life insurance Insurance intermediaries Crowdfunding intermediaries Investment service providers Alternative investment fund managers (AIFMs)

Risk management

Risk reporting by credit institutions

Credit institutions

Asset encumbrance reporting

Credit institutions Fund management companies Investment service providers

Reporting of funding plans

Credit institutions

Management of operational risk in supervised entities of the financial sector

Credit institutions Stock exchange and other trading venues Fund management companies Payment service providers Investment service providers Alternative investment fund managers (AIFMs)

Management of interest rate risk arising from non-trading activities

Credit institutions Investment service providers

Management of credit risk by supervised entities in the financial sector

Credit institutions Investment service providers

Tärkeimpien valuuttojen määrittämistä ja arvopaperikeskusten merkittävyyttä koskevien indikaattorien laskentaprosessit

Credit institutions Fund management companies

Guidelines on institutions' stress testing

Credit institutions Investment service providers

Guidelines on legislative and non-legislative moratoria on loan repayments applied in the light of the COVID-19 crisis

Credit institutions

Management of market risk

Credit institutions Fund management companies Investment service providers

Management of liquidity risk

Credit institutions Fund management companies Investment service providers

Accounting, financial statements and management report

Financial sector regulations and guidelines on reporting of financial information (FINREP)

Credit institutions Fund management companies Investment service providers Alternative investment fund managers (AIFMs)

Rahoitussektorin kirjanpito, tilinpäätös ja toimintakertomus

Credit institutions Investment service providers

Capital adequacy

Yhteiseurooppalainen raportointi (COREP)

Credit institutions Fund management companies Investment service providers Alternative investment fund managers (AIFMs)

Valvojan arviointimenettelyä varten kerättävät ICAAP- ja ILAAP-tiedot

Credit institutions Investment service providers

Regulations and Guidelines related to the Capital Requirements Regulation

Credit institutions Fund management companies Investment service providers

Internal Capital Adequacy Assessment Process ICAAP

Credit institutions Investment service providers

Code of conduct

Asuntoluoton ennenaikaisesta takaisinmaksusta perittävän enimmäiskorvauksen laskentaan käytettävät menetelmät

Credit institutions Fund management companies Investment service providers

Disclosure of expenses and returns of long-term savings agreements and insurance policies

Credit institutions Fund management companies Life and non-life insurance Insurance intermediaries Investment service providers

Asiakasvalitusten käsittely

Credit institutions Fund management companies Payment service providers Life and non-life insurance Insurance intermediaries Investment service providers Alternative investment fund managers (AIFMs)

Finanssipalvelujen ja -tuotteiden markkinointi

Credit institutions Fund management companies Payment service providers Mortgage credit intermediaries Employee pension insurance Life and non-life insurance Insurance intermediaries Crowdfunding intermediaries Investment service providers Alternative investment fund managers (AIFMs)

Finanssipalvelujen tarjoamisessa noudatettavat menettelytavat

Credit institutions Stock exchange and other trading venues Life and non-life insurance Insurance intermediaries

Calculation of maximum loan-to-value ratio

Credit institutions

Tuotehallintamenettely

Credit institutions Payment service providers Life and non-life insurance Insurance intermediaries

Luottokelpoisuuden arviointi

Credit institutions Payment service providers Mortgage credit intermediaries

Maksamattomat lainat ja ulosmittaus

Credit institutions Payment service providers

Operations of securities markets

Ohje markkinatakaustoimintaa ja ensimarkkinoilla suoritettavia operaatioita koskevasta poikkeuksesta

Credit institutions Investment service providers

Markkinaosapuolten, työeläkevakuutusyhtiöiden ja rahastoyhtiöiden julkinen sisäpiirirekisteri

Credit institutions Stock exchange and other trading venues Central securities depositories Fund management companies Employee pension insurance Investment service providers

Markkinoiden tunnustelua vastaanottavat henkilöt

Credit institutions Stock exchange and other trading venues Central securities depositories Fund management companies Payment service providers Mortgage credit intermediaries Employee pension insurance Life and non-life insurance Unemployment insurance Sickness and benefit funds Insurance intermediaries Crowdfunding intermediaries Investment service providers Alternative investment fund managers (AIFMs) Issuers and investors

Ohjeet hyödykejohdannaisia koskevan sisäpiiritiedon määrittelemiseksi

Credit institutions Stock exchange and other trading venues Central securities depositories Fund management companies Payment service providers Mortgage credit intermediaries Employee pension insurance Life and non-life insurance Unemployment insurance Sickness and benefit funds Insurance intermediaries Crowdfunding intermediaries Investment service providers Alternative investment fund managers (AIFMs) Issuers and investors

Arvopaperikeskusasetuksen 9 artiklan mukaista sisäistä toimitusta koskevaa raportointia varten

Credit institutions Fund management companies Investment service providers

Miscellaneous regulations and guidelines

LEI-tunnuksen käyttöönotto

Credit institutions Fund management companies Life and non-life insurance Investment service providers Alternative investment fund managers (AIFMs)

Development of recovery plans and early intervention

Credit institutions Investment service providers

Rahoitus- ja vakuutusryhmittymien vakavaraisuuden laskenta ja raportointi

Credit institutions Life and non-life insurance Investment service providers

EBA:n GSII-ohjeen noudattaminen

Credit institutions

Määräosuuksien hankinnan ja lisäämisen arviointia koskevat ohjeet

Credit institutions Life and non-life insurance Investment service providers

Criteria on simplified, transparent and standardised securitisation

Credit institutions Stock exchange and other trading venues Central securities depositories Fund management companies Mortgage credit intermediaries Employee pension insurance Life and non-life insurance Unemployment insurance Sickness and benefit funds Insurance intermediaries Crowdfunding intermediaries Investment service providers Alternative investment fund managers (AIFMs) Issuers and investors

Reporting of intra-group transactions

Credit institutions Investment service providers

Acquisition of controlling interest in undertakings authorised in non-EEA-states

Credit institutions Fund management companies Investment service providers Alternative investment fund managers (AIFMs)

Supervision of financial and insurance conglomerates

Credit institutions Investment service providers

Lähipiiriluottojen ja -sijoitusten ilmoittaminen Rahoitustarkastukselle

Credit institutions Investment service providers

Regulation on the reporting of shares and real estate held by credit institutions and their consolidation groups

Credit institutions

Ohje osuuspankkien yhteenliittymään kuuluvien luottolaitosten omistamien luotto- ja rahoituslaitosten osakkeiden ja osuuksien ilmoittamisesta

Credit institutions