Banking supervision
The FIN-FSA’s banking supervision is responsible, in cooperation with the European Central Bank, for the prudential supervision of credit institutions. We supervise the credibility, risk management practices and risk-taking of credit institutions and are responsible for international cooperation in our field of competence, for example within the framework of colleges of supervisors.
We also process the authorisation and registration applications falling within our responsibility and participate in the development of legislation in our field of expertise.
We also supervise banks’ and payment service providers’ compliance with agreed practices and consumer protection rules. See the Consumer protection site.
-
Regulations and guidelines 15/2021 Assessment of the suitability of members of the management body and key function holders
-
The Financial Supervisory Authority has studied the valuation practices for the residential and commercial real estate collateral of banks under its direct supervision
-
European Central Bank will not extend liquidity relief into next year
-
FIN-FSA recommendation on compliance with EBA ML/TF Risk Factors Guideline
-
FIN-FSA decides not to extend its recommendation on distribution of credit institutions’ profits beyond 30 September 2021
-
FIN-FSA decides not to extend its recommendation on distribution of credit institutions’ profits beyond 30 September 2021
-
Macroprudential decision: Countercyclical capital buffer requirement and housing loan cap remain unchanged, credit institutions’ risk weight floor discontinued
-
Finnish financial sector has so far withstood the effects of the coronavirus pandemic well - operating environment remains uncertain, however
-
Financial Supervisory Authority extends the validity of its profit distribution recommendation until 1 January 2021 and clarifies expectations related to capital and liquidity buffers
-
Financial Supervisory Authority permits temporary exemptions for implementation of strong customer authentication in online card payments
-
Development of the FIN-FSA Reporting Application has ended | EBA EIOPA ESMA
-
Updated workbooks and instructions for the RA data collection published | National reporting (Virati)
-
Management letters of credit institutions’ branches operating in Finland must be submitted to the FIN-FSA by 11 November 2021 I EBA
-
Questions and answers on the Reporting System Reform | EBA EIOPA ESMA National reporting (Virati)
-
New version of FIN-FSA Reporting Application downloadable from Jakelu Distribution Service | EBA ESMA