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Life and non-life insurance

Applying for authorisation

A written application for authorisation is submitted to the FIN-FSA, with supporting documents attached.

Applying for authorisation of a life, non-life and reinsurance company

The authorisation of an insurance company is applied for in accordance with chapter 2, section 3 of the Insurance Companies Act.

Application attachments

In accordance with chapter 2, section 3 of the Insurance Companies Act.

Notification procedure

Branches and provision of services from Finland to abroad

A Finnish service provider may engage in activities falling within the scope of its authorisation in a foreign country either by establishing a branch or proving services across the border. Commencement of activities requires either a notification or an authorisation procedure depending on whether the activity is conducted outside the EEA or in another EEA member state.

Branches and cross-border provision of services from abroad to Finland

A foreign service provider may conduct its activities in Finland either by establishing a branch or by providing its services across the border. The commencement of activities is contingent on the authorisation or notification procedure.

Insurance Companies Act (521/2008, chapter 3, in Finnish)

Service providers that have submitted a notification