Go to content
Publications and press releases
Forms
Statistics
Regulation
Reporting
Registers
Customer service
TO MEDIA
Suomeksi
På svenska
Suomeksi
På svenska
TO MEDIA
Suomeksi
På svenska
Customer service
TO MEDIA
Consumers
+
Back
Consumers
Before you invest or deposit money
Matters concerning the estate of a deceased person
Banking services
+
Back
Banking services
Housing loans and loan cap
Interest rates, margins, repayment methods
Consumer credits and quick loans
Borrowing
Basic banking services
+
Back
Basic banking services
Availability of basic banking services
Guarantees and pledges
Risks associated with housing company loans
Savings and investments
Payment account comparison website
Payment services
+
Back
Payment services
PSD2 changes payments
Payment cards
Before you buy insurance
Insurances
+
Back
Insurances
Insurance claims
Types of insurance
Terminating of an insurance contract
Insurance intermediaries
Customer due diligence and customer identification
‘Home emergency kit’ for payments
Scams
Problems with a service provider
Virtual currencies
Financial Supervisory Authority’s role in customer protection
Questions and answers
Financial market participants
+
Back
Financial market participants
Banks
+
Back
Banks
Credit institutions
+
Back
Credit institutions
Regulation
+
Back
FIN-FSA regulations and guidelines for credit institutions
Legislation for credit institutions
Regulatory Framework
Disclosure requirement for mortgage credit bank operations
Reporting
Supervisory Disclosure
Payment service providers
+
Back
Payment service providers
Regulation
+
Back
FIN-FSA regulations and guidelines for payment service providers
Legislation for payment service providers
Regulatory framework
Mortgage credit intermediaries
+
Back
Mortgage credit intermediaries
Regulation
+
Back
FIN FSA regulations and guidelines for mortgage credit intermediaries
Legislation for mortgage credit intermediaries
Consumer credit providers and peer-to-peer loan brokers
+
Back
Consumer credit providers and peer-to-peer loan brokers
Instructions
Authorisations, registrations and notifications
+
Back
Authorisations, registrations and notifications
Credit institutions
Payment service providers
Mortgage credit intermediaries
Owner control
Fit & Proper supervision
Supervision and processing fees
Prevention of money laundering and terrorist financing
+
Back
Prevention of money laundering and terrorist financing
Customer due diligence
Obligation to obtain information and to report
Risk assessment
Internal instructions and training of personnel
International cooperation
International economic sanctions and domestic freezing decisions
Current provisions, regulations and guidelines
Reporting
Report suspected infringement
FinTech – Financial sector innovations
+
Back
FinTech – Financial sector innovations
Innovation Help Desk advises on licence issues
Virtual currency providers
+
Back
Frequently asked questions on virtual currencies and their issuance (Initial Coin Offering)
Information security
Sustainable finance
Insurance
+
Back
Insurance
Employee pension insurance
+
Back
Employee pension insurance
Regulation
+
Back
FIN-FSA regulations and guidelines for employee pension insurance
Legislation for employee pension insurance
Reporting
Life and non-life insurance
+
Back
Life and non-life insurance
Regulation
+
Back
FIN-FSA regulations and guidelines for life and non-life insurance
Legislation for life and non-life insurance
Regulatory framework
Reporting
Conduct of insurance business
Unemployment funds
+
Back
Unemployment funds
Regulation
+
Back
FIN-FSA regulations and guidelines for unemployment insurance
Legislation for unemployment insurance
Reporting
Sickness and benefit funds
+
Back
Sickness and benefit funds
Regulation
+
Back
FIN-FSA regulations and guidelines for sickness and benefit funds
Legislation for sickness and benefit funds
Reporting
Insurance intermediaries
+
Back
Insurance intermediaries
Regulation
+
Back
FIN-FSA regulations and guidelines for insurance intermediaries
Legislation for insurance intermediaries
Reporting
Register
Supervision and processing fees
Authorisations, registrations and notifications
+
Back
Authorisations, registrations and notifications
Life and non-life insurance
Owner control
Fit & Proper supervision
Prevention of money laundering and terrorist financing
+
Back
Prevention of money laundering and terrorist financing
Customer due diligence
Obligation to obtain information and to report
Risk assessment
Internal instructions and training of personnel
International cooperation
International economic sanctions and domestic freezing decisions
Current provisions, regulations and guidelines
Reporting
Report suspected infringement
FinTech – Financial sector innovations
+
Back
FinTech – Financial sector innovations
Innovation Help Desk advises on licence issues
Virtual currency providers
+
Back
Frequently asked questions on virtual currencies and their issuance (Initial Coin Offering)
Information security
Sustainable finance
Capital markets
+
Back
Capital markets
Investment service providers
+
Back
Investment service providers
Investment services or investment activities
+
Back
Provision of investment services in investments other than financial instruments
Prerequisites for the provision of investment services
Regulation
+
Back
Regulatory framework
FIN-FSA regulations and guidelines for investment service providers
Legislation for investment service providers
Reporting
Supervisory Disclosure
Fund management companies
+
Back
Fund management companies
Regulation
+
Back
FIN-FSA regulations and guidelines for fund management companies
Legislation for fund management companies
Regulatory framework
Reporting
Alternative investment fund managers (AIFMs)
+
Back
Alternative investment fund managers (AIFMs)
Regulation
+
Back
FIN-FSA regulations and guidelines for alternative investment fund managers
Legislation for alternative investment fund managers
Regulatory framework
Reporting
Crowdfunding service providers
+
Back
Crowdfunding service providers
Regulation
Stock exchange and other trading venues
+
Back
Stock exchange and other trading venues
Regulation
+
Back
FIN-FSA regulations and guidelines for stock exchange and other trading venues
Legislation for stock exchange and other trading venues
Regulatory framework
Central securities depositories
+
Back
Central securities depositories
Regulation
+
Back
FIN-FSA regulations and guidelines for central securities depositories
Legislation for central securities depositories
Issuers and investors
+
Back
Issuers and investors
Regulation of listed companies
Notification of major holdings
Inside information
+
Back
Insider lists
Insiders and trading
Public disclosure and the delay of disclosure of inside information
Listing
Disclosure obligation
Market Abuse Regulation
Offering of securities and prospectuses
IFRS enforcement
+
Back
IFRS press releases and publications
IFRS regulatory framework
Audit committees and auditing
Market soundings
Register of prospectuses
ESEF – XBRL reporting for listed companies starting with financial statements for 2021
Reporting obligation concerning the prevention and detection of market abuse
Public bid
Short positions
+
Back
Notification requirements and instructions for reporting short positions via FIN-FSA's e-services platform
Current net short positions
Historic net short positions
Managers transactions
Market infrastructures based on distributed ledger technology
Crypto-asset activities
Supervision and processing fees
Authorisations, registrations and notifications
+
Back
Authorisations, registrations and notifications
Stock exchange and other trading venues
Fund management companies
Alternative investment fund managers
Summaries and national provisions for marketing requirements for AIFs and UCITS
Investment service providers
Crowdfunding service providers
Crypto-asset activities
Market infrastructures based on distributed ledger technology
Owner control
Fit & Proper supervision
Prevention of money laundering and terrorist financing
+
Back
Prevention of money laundering and terrorist financing
Customer due diligence
Obligation to obtain information and to report
Risk assessment
Internal instructions and training of personnel
International cooperation
International economic sanctions and domestic freezing decisions
Current provisions, regulations and guidelines
Reporting
Report suspected infringement
FinTech – Financial sector innovations
+
Back
FinTech – Financial sector innovations
Innovation Help Desk advises on licence issues
Virtual currency providers
+
Back
Frequently asked questions on virtual currencies and their issuance (Initial Coin Offering)
Information security
Sustainable finance
Financial market stability
+
Back
Financial market stability
Macroprudential
+
Back
Macroprudential
Macroprudential politics
Macroprudential instruments
Description of macroprudential instruments
Macroprudential decisions and appendices
+
Back
Macroprudential decisions and appendices
Macroprudential decisions 2024
+
Back
Macroprudential decision 27 March 2024
Macroprudential decisions 2023
+
Back
Macroprudential decision 19 December 2023
Macroprudential decision 27 September 2023
Macroprudential decision 28 June 2023
Macroprudential decision 29 March 2023
Macroprudential decision 27 February 2023
Macroprudential decisions 2022
+
Back
Macroprudential decision 16 December 2022
Macroprudential decision 28 September 2022
Macroprudential decision 27 June 2022
Macroprudential decision 30 March 2022
Macroprudential decision 22 February 2022
Macroprudential decisions 2021
+
Back
Macroprudential decision 16 December 2021
Macroprudential decision 23 September 2021
Macroprudential decision 19 August 2021
Macroprudential decision 28 June 2021
Macroprudential decision 18 March 2021
Macroprudential decision 18 February 2021
Macroprudential decisions 2020
+
Back
Macroprudential decision 18 December 2020
Macroprudential decision 30 September 2020
Macroprudential decision 29 June 2020
Macroprudential decision 6 April 2020
Macroprudential decision 17 March 2020
Macroprudential decisions 2019
+
Back
Macroprudential decision 13 December 2019
Macroprudential decision 27 September 2019
Macroprudential decision 28 June 2019
Macroprudential decision 22 March 2019
Macroprudential decisions 2018
+
Back
Macroprudential decision (G-SII) 20 December 2018
Macroprudential decision 20 December 2018
Macroprudential decision 26 September 2018
Macroprudential decision 29 June 2018
Macroprudential decision (systemic risk buffer) 29 June 2018
Macroprudential decision 28 March 2018
Macroprudential decision 19 March 2018
Macroprudential decisions 2017
+
Back
Macroprudential decision 22 December 2017
Macroprudential decision 26 September 2017
Macroprudential decision 27 June 2017
Macroprudential decision 28 March 2017
Macroprudential decisions 2016
+
Back
Macroprudential decision 21 December 2016
Macroprudential decision 27 September 2016
Macroprudential decision 14 June 2016
Macroprudential decision 22 March 2016
Macroprudential decisions 2015
+
Back
Macroprudential decision 22 December 2015
Macroprudential decision 29 September 2015
Macroprudential decision 6 July 2015
Macroprudential decision 30 June 2015
Macroprudential decision 16 March 2015
Summary table of macroprudential decisions
About us
+
Back
About us
Values and strategy
Powers and funding
+
Back
Powers and funding
Funding and operating expences
+
Back
Funding and operating expences
Supervision and processing fees
Powers and authority
+
Back
Powers and authority
Administrative sanctions
Supervisory measures
Organisation and tasks
+
Back
Organisation and tasks
Internal Audit
Contact information
To Media
+
Back
To Media
Subscription to press releases
Working at the FIN-FSA
Statements and guidelines
+
Back
Statements and guidelines
Data protection
Disclaimer
Accessibility statement
Cookies policy
Electronic signature in the Financial Supervisory Authority
Ethical Code of Conduct
Principles of international cooperation
Consultation of market participants supports development of operations
Financial Supervisory Authority on social media
Report suspected infringement
Financial Supervisory Authority e-services
+
Back
Financial Supervisory Authority e-services
Identification
E-services
+
Back
E-services
Managers' transactions
Reporting disruption and faults in user operations
Net short positions
Notification of delayed disclosure of inside information
Error and omission notifications in transaction reporting
Frequently asked Questions & Answers on the FIN-FSA’s e-services
Publications and press releases
Forms
Statistics
Regulation
Reporting
Registers
Suomeksi
På svenska
functions
functions
Glossary
Search
All search results
Your search for
credit spread risk
resulted in 1 hits
Amendments to regulations and guidelines 5/2015 on the management of interest rate risk arising from non-trading activities and of credit spread risk enter into force on 30 June 2023
