Annual Report 2025

Summary of FIN-FSA’s activities in 2025

The activities of the Financial Supervisory Authority are aimed at ensuring financial stability and the necessary smooth operation of credit, insurance and pension institutions, and other supervised entities, so as to safeguard the interests of the insured and maintain confidence in the financial markets. (Act on the Financial Supervisory Authority, section 1)

In its supervision in 2025, the FIN-FSA emphasised the reliability of supervised entities’ corporate governance, preparedness for less favourable developments than forecast, management of IT and cyber risks, and sustainability issues (ESG).

Implementation of the themes in accordance with the FIN-FSA’s 2023–2025 strategy progressed largely according to plan.

The FIN-FSA’s strategic themes in 2025 were proactive and predictable supervision, a flexible and adaptable organisation, leadership that supports expertise, and operations that utilise digitalisation. Theme-specific measures to promote these priorities were taken and monitored on a quarterly basis.