Lending and bank guarantees by sector and industrial category
The FIN-FSA publishes statistical data quarterly on lending and bank guarantees by deposit banks, by sector and industrial category.
Due to changes in the standard industrial classification at the beginning of 2009, the data is not completely comparable with the data published before 2009.
Lending includes both euro-denominated and foreign currency items.
Lending comprises overdrafts on current accounts, bills of exchange, promissory notes, claims in respect of hire purchase contracts, factoring, accounts payable financing, claims in respect of credit cards, other lending, repos and financial leasing. Lending includes bank guarantees starting from 30 June 2005.
Aggregate lending includes lending by Nordea Bank Finland Plc, OP-Pohjola Group Central Cooperative, Danske Bank Plc, Aktia Bank Plc, Bank of Åland Plc, Eufex Bank Ltd, Evli Bank Plc, FIM Bank Ltd, Itella Bank Ltd, S-Bank Ltd, Tapiola Bank Ltd, local cooperative banks, savings banks and foreign credit institutions’ Finnish branches engaged in deposit bank activities and subject to reporting requirements.