-
European Securities and Markets Authority guidelines on the transfer of data between trade repositories - applicable from 29.4.2024
Supervision release
guidelines
trade repositories
transfer of data
ESMA
-
Financial Supervisory Authority to conduct stress tests for insurance and pension sectors
Supervision release
stress tests
insurance and pension sectors
EIOPA
-
Thematic review: Room for development in the measurement of interest rate risk and management of interest rate risk models by credit institutions under direct FIN-FSA supervision
Supervision release
thematic review
credit institutions
rate risk
EBA
-
Clear shortcomings in the management of default risk in consumer lending and in credit providers’ contractual terms
Supervision release
Consumer credit
-
Security of online banking, mobile banking and online payments
Supervision release
Banks
Payment
Mobile banking
Online payments
-
Amendment to Regulations and guidelines 8/2016 Payment institutions and persons providing payment services without authorisation
Supervision release
Regulations and Guidelines
payment institutions
persons providing payment services without authorisation
-
Regulations and guidelines 6/2013 Securities offerings and listings to be repealed on 31 March 2024
Supervision release
regulations and guidelines
securities offerings and listing
-
The EBA is inviting comments on Guidelines on information accompanying transfers of funds (incl. crypto-assets) (The Travel Rule Guidelines) – consultation period ends on 26 February 2024
Supervision release
EBA
money laundering and terrorist financing
crypto-assets
guidelines
-
Financial Supervisory Authority will focus in 2024 on risk resilience of supervised entities in a changing operating environment and on soundness of governance
Supervision release
supervised entities
risk resilience
soundness of governance
-
ESMA Guidelines for reporting under EMIR – applicable from 29 April 2024
Supervision release
ESMA
EMIR
guideline
-
FIN-FSA statement – definition of customer under AML Act
Supervision release
management companies
AML act
statement
-
European Banking Authority EBA Guidelines on overall recovery capacity in recovery planning (EBA/GL/2023/06) ‒ application begins on 11 January 2024
Supervision release
EBA
guideline
overall recovery capacity
-
Regulations and guidelines 4/2023 on customer due diligence related to compliance with sanctions regulation and national freezing orders enter into force on 1 March 2024
Supervision release
sanctions
customer due diligence
regulations and guidelines
-
New schedule of processing fees and amendments to Supervision Fees Act to take effect on 1 January 2024
Supervision release
Processing fee
Supervision fee
-
Financial Supervisory Authority’s supervision fees for 2023 and changes to supervision fees
Supervision release
Supervision fee
consumer credit providers
-
Financial Supervisory Authority calls for enhanced monitoring of disruptions and abnormal observations
Supervision release
cyber attacks
disruptions and abnormal observations
-
EBA Guidelines on effective management of ML/TF risks when providing access to financial services – applicable as of 3 November 2023
Supervision release
EBA
money laundering and terrorist financing
financial services
guidelines
-
Revision of EBA ML/TF Risk Factors Guidelines into force on 3 November 2023
Supervision release
EBA
guidelines
money laundering and terrorist financing
-
Consumer credit providers required to sign up for Positive credit register by 30 November 2023
Supervision release
consumer credits
positive credit register
Reporting obligation
-
Thematic review: Need for development in risk reporting to the boards of directors of credit institutions under direct FIN-FSA Supervision
Supervision release
credit institutions
risk reporting
credit risker
-
Revision to FIN-FSA regulations and guidelines 7/2018 concerning MiFID II product governance requirements
Supervision release
regulations and guidelines
ESMA
-
Thematic review: Plenty of room for development in climate and environmental risk management by credit institutions under direct FIN-FSA supervision
Supervision release
credit institutions
Thematic review
climate risks
environmental risks
-
Thematic review of availability of banking services to foreigners moving to Finland
Supervision release
Thematic review
availability of banking services
foreigners
-
FIN-FSA invites comments on regulations and guidelines on customer due diligence related to compliance with sanctions regulation and freezing orders – consultation closes on 22 September 2023
Supervision release
comments
Regulations and Guidelines
sanctions
-
FIN-FSA regulations and guidelines 1/2012: Outsourcing in supervised entities belonging to the financial sector have been updated, and the amendments will enter into force on 1st September 2023
Supervision release
Regulations and guidelines
Finance sector
-
Thematic review of reports by life insurance undertakings’ actuarial functions in 2021 – better reports to support the board of directors’ work
Supervision release
Life insurance company
Thematic review
-
European Banking Authority (EBA) Guidelines on the Use of Remote Customer Onboarding Solutions – application begins on 2 October 2023
Supervision release
EBA
Preventing money laundering and terrorist financing
-
Amendments to FIN-FSA regulations and guidelines 2/2023: Preventing Money Laundering and Terrorist Financing – as of 1 September 2023, the scope of application also covers certain credit providers and credit intermediaries
Supervision release
Regulations and Guidelines
Prevention of money laundering and terrorist financing
AML/CFT
consumer credits
peer-to-peer loans
-
Amendments to Regulations and guidelines 3/2015 Calculation of maximum loan-to-value ratio – scope of application to also include certain credit providers and credit intermediaries from 1 July 2023
Supervision release
Regulations and Guidelines
loan-to-value ratio
-
Thematic assessment: state of ICT outsourcing among supervised entities
Supervision release
ICT outsourcing
Thematic assessment
outsourcing
-
Regulations and guidelines 2/2023 on prevention of money laundering and terrorist financing enter into force on 26 June 2023
Supervision release
Regulations and Guidelines
prevention of money laundering and terrorist financing
-
Revision to FIN-FSA regulations and guidelines 7/2018 concerning certain aspects of the MiFID II suitability and remuneration requirements
Supervision release
Regulations and Guidelines
ESMA
MiFid II
investment services
-
Thematic assessment on abuses of payment services and the compensation process
Supervision release
Bank sector
Thematic review
-
EBA publishes Opinion on RTS concerning SOTs for IRRBB supervision
Supervision release
EBA
opinion
rate risk
technical standard
supervisory outlier test
-
Amendments to regulations and guidelines 5/2015 on the management of interest rate risk arising from non-trading activities and of credit spread risk enter into force on 30 June 2023
Supervision release
Regulations and Guidelines
raterisk
credit spread risk
EBA
-
Significant shortcomings in the organisation and quality of the outsourced compliance function of investment firms, fund management companies and alternative investment fund managers
Supervision release
investment firm
fund management company
alternative investment fund manager
compliance function
-
FIN-FSA’s AML supervision strategy has been published
Supervision release
anti-money laundering
supervision strategy
preventing of terrorist financing
-
Regulations and guidelines 1/2014: Amendment of FIN-FSA regulations and guidelines on risk reporting by credit institutions
Supervision release
Regulations and Guidelines
credit institutions
risk reporting
-
Entry into force of changes to regulations and guidelines on reporting of mortgage bank operations postponed from end of June to end of September
Supervision release
mortgage bank operations
Regulations and Guidelines
reporting
-
Regulations and guidelines 26/2013: Amendment to FIN-FSA regulations and guidelines on Common European Reporting
Supervision release
EBA
reporting
Regulations and Guidelines
-
Need for correction in the adoption of the new definition of default by FIN-FSA-supervised banks applying the Standardised Approach
Supervision release
Thematic review
capital requirements calculation
default
-
Thematic assessment: Insurance companies must ensure the good repute of their agents
Supervision release
Insurance agent
Professional qualifications
Good repute
Thematic assessment
-
Board of Financial Supervisory Authority extends period of application of risk weight floors for residential and commercial real estate exposures located in Norway
Supervision release
risk weight floors
credit institutions
-
Information about changes to opening secure email received from the Financial Supervisory Authority
Supervision release
secure email
Financial Supervisory Authority
-
A thematic review: Room for development in reporting the costs of investment services and products to clients
Supervision release
ESMA
thematic review
investment services and products
costs to clients
-
A summary of the FIN-FSA’s risk assessment of money laundering and terrorist financing for capital market participants has been published
Supervision release
money laundering and terrorist financing
Prevention of money laundering
-
Supervision focuses on economic uncertainty, cyber security and longterm changes in the operating environment
Supervision release
Strategy
supervisory priorities
-
FIN-FSA regulations and guidelines 1/2021: Amendment to G-SII guidelines
Supervision release
EBA
Regulations and Guidelines
Single Resolution Mechanism
-
Changes to regulations and guidelines on reporting of mortgage bank operations enter into force on 30 June 2023
Supervision release
Reporting
mortgage bank operations
Regulations and guidelines
-
Method of submitting incident reports will change
Supervision release
Incident reports
E-services
-
UCITS and non-UCITS investment funds’ asset valuation processes mainly reasonable
Supervision release
ESMA
valuation process
UCITS
non-UCITS investment funds
-
A summary of the FIN-FSA’s risk assessment of money laundering and terrorist financing for the credit institution sector has been published
Supervision release
credit institutions
money laundering and terrorist financing
risk assessment
-
Amendments to regulations and guidelines 5/2019 related to the Capital Requirements Regulation
Supervision release
EBA
Capital requirement
Regulations and Guidelines
ECB
-
Thematic review: Room for development in the ILAAP methodologies of banks directly supervised by the Financial Supervisory Authority
Supervision release
Thematic review
liquidity
contingency plan
funding
-
Amendment to Regulations and guidelines 1/2015: Life and non-life undertakings, Solvency II -guidelines part I
Supervision release
EIOPA
life and non-life undertakings
Solvency II
-
Financial Supervisory Authority’s recommendation on Ukrainian refugees’ identity verification and opportunities to access basic banking services
Supervision release
Verification of identity
Basic banking services
Ukrainian refugees
-
Amendment of regulations and guidelines concerning EBA ITS data collections 20/2013, 26/2013, 6/2014, 3/2020 and 5/2021, and termination of validity of regulations and guidelines 5/2014
Supervision release
EBA
Regulations and Guidelines
ITS data collection
-
Amendments to FIN-FSA regulations and guidelines 3/2011 as regards sustainability risks and sustainability factors to be taken into account
Supervision release
Regulations and Guidelines
sustainability risks
investment fund activities
-
Amendments to FIN-FSA regulations and guidelines 7/2018 concerning the integration of sustainability factors into product governance obligations and to implement new ESMA Guidelines on appropriateness requirements
Supervision release
ESMA
MiFID II
Regulations and Guidelines
Investment services
-
Amendment to regulations and guidelines 9/2014 on the introduction of the LEI code
Supervision release
LEi code
EIOPA
Regulations and Guidelines
insurance
